About Churo
We believe travelers deserve access to the benefits they're already paying for.
Our Mission
Premium credit cards include powerful travel protections — trip delay reimbursement, baggage delay coverage, trip cancellation insurance, and more. But the vast majority of eligible claims are never filed. Benefits are buried in dense guides, documentation requirements are confusing, and filing deadlines pass unnoticed.
Churo exists to bridge that gap. We provide structured, intelligent tools that help travelers identify eligible claims, organize their evidence, and prepare filing-ready documentation.
Our Approach
Structured Intelligence
A rules engine maps your trip facts to specific coverage criteria for your card and claim type.
Document Analysis
AI-assisted extraction identifies key dates, amounts, and details from your uploaded files.
Built for Travelers
Designed for frequent flyers and premium cardholders who value their time and their benefits.
Privacy First
Your documents are encrypted and protected. We store only what's needed for your claim preparation.
Important Disclosure
Churo provides claim organization and preparation support only. We are not a law firm, insurance company, or benefit administrator. We do not guarantee that any claim will be approved or paid. Final coverage decisions are made solely by the applicable benefit administrator, insurer, or card benefits provider. All information provided is for organizational and informational purposes only.