Flagship Offering

Trip Delay Reimbursement

If your flight, train, or cruise was delayed beyond your card's threshold, you may be eligible for reimbursement of reasonable expenses incurred during the delay.

When it may apply

  • Your common carrier (airline, train, cruise) was delayed 6–12+ hours depending on your card
  • You purchased the trip fare with your eligible credit card
  • You incurred reasonable expenses during the delay (meals, hotel, transportation)
  • You are within the filing deadline (typically 60–90 days)

Common eligible expenses

Meals and beverages

Hotel or motel accommodations

Ground transportation (taxi, rideshare)

Toiletries and essential items

Phone calls related to delay

Other reasonable delay expenses

Typical required documents

  • Carrier delay notice or documentation
  • Original itinerary or booking confirmation
  • Receipts for all expenses claimed
  • Credit card statement showing trip purchase

What travelers commonly miss

  • • Not obtaining a written delay notice from the carrier at the airport
  • • Discarding receipts for meals and small purchases during the delay
  • • Missing the 60–90 day filing deadline
  • • Not knowing their specific card's delay hour threshold